We prioritize holistic financial planning and fostering long-term relationships with our clients and their families. We believe in not just guiding and advising our clients, but also in educating them on financial literacy throughout the process. Through our partnership with Quintessence Wealth (Q Wealth), we are fiduciaries committed to acting in your best interest, ensuring that your goals come first. This also provides us access to expanded investment options that meet our clients' unique needs.

A fiduciary manages money or property for others and is legally and ethically required to act in their client's best interests. Choosing a fiduciary ensures your financial well-being is the top priority.

KLT Wealth Management is a partner of Quintessence Wealth (Q Wealth). Q Wealth is a registered Portfolio Management Firm, providing portfolio management services for clients.

It is never too early to start planning for retirement – start today!

The amount you need varies based on your desired retirement lifestyle. A solid financial plan will help identify that number, often guided by factors like expenses, savings, and income sources.

If you already have an advisor, we invite you to book a consultation for a second opinion. It's crucial to feel comfortable and confident in your financial relationship, and we’re here to help.

We charge a blended fee rate based on assets under management, ensuring our fees align with the value we provide in helping you achieve your financial goals. During our initial call, you will see a full breakdown of our fee schedule.

All client accounts are held with National Bank, our custodian.

At a minimum you should have a touchpoint to review your financial plan annually. In years where life brings big changes, more frequent reviews may be required.